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Inventory financing

Industrial stocks: what if your cash was sleeping in your warehouses?

Full order books.
Full warehouses.
A solid business.

And yet... a cash flow under pressure.

This paradox has become common in modern industry. Working Capital Requirements (WCR) are increasing, customer deadlines are getting longer, and banks are becoming more cautious. The result: businesses rich in assets, but poor in cash.

What if the solution was already in front of your eyes?

Stock: an undervalued asset

Traditionally, banks see inventory as a risk:

  • Resale difficulty
  • Possible depreciation
  • Logistical complexity

But in reality, a well-structured industrial stock represents Pending capital.

The real question is not:

“Do I have enough cash?”

But rather:

“How much of my capital is tied up unnecessarily?”

Book value vs market value

Many manufacturers present their stock according to its book value. However, for a funder, only the Liquidation value.

In other words:
👉 How much would this stock be worth if it were to be resold quickly on the secondary market?

This pragmatic approach changes everything.

In some sectors (metals, polymers, standard components), it is possible to mobilize up to 80% of net asset value.

A strategic lever, not an emergency solution

Inventory financing is no longer a last resort. It allows:

  • To secure growth
  • To negotiate more firmly with suppliers
  • To buy in volume
  • To reduce banking dependence

The most agile manufacturers are already using their physical assets as financial levers.

Why is this subject becoming strategic in 2024?

Business cycles are more volatile.
Tensions in supply chains persist.
Interest rates have gone up.

In this context, Diversifying funding sources is becoming a strategic necessity.

📘 Do you want to understand concretely how to transform your stocks into a source of financing?

Download our white paper:
“Industrial stocks: Unlock dormant capital — 5 steps to transform your stocks into a source of financing”

There you will discover:

  • The method of analysing net asset value
  • Possible legal structures
  • Mistakes to avoid
  • The complete process until closing

📥 Download the white paper and find out how to turn your inventory into a sustainable driver of growth.

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