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Inventory financing

Secure your supply chain without putting pressure on your cash flow.

Raw materials, components, finished goods, seasonal inventory — your inventory is a strategic asset.

At Soka Finance, we structure alternative financing solutions that allow you to unlock cash from your inventory without disrupting your operations.

In particular, we work to:

  • Finance strategic raw materials  
  • Absorb seasonal peaks  
  • Support production ramp-up  
  • Free up working capital in constrained banking environments  
  • Support export growth

3 key benefits

Unlock cash immediately

Convert inventory into immediate liquidity to fund your operations.

Secure your supply chain

Finance strategic purchases without putting pressure on your cash flow.

Complement your bank financing

An alternative solution that strengthens your overall financing structure.

Who is inventory financing for ?

  • Growing industrial SMEs
  • Export-oriented companies
  • Inventory-intensive manufacturers
  • Companies facing peak working capital needs
  • Businesses undergoing financial restructuring

Characteristics:

  • From €2M to €3M+
  • Advance rates adjusted to the nature of the inventory
  • Optimized structuring timelines

Leverage our international network of specialized investors

We structure financing solutions tailored to your needs :

  • Maturities ranging from 1 to 5 years  
  • Based on real asset values  
  • Across France and internationally  
  • With full legal and financial security

Pour tous vos projets dans les secteurs...

Manufacturing & Production

Machine tools, production lines and heavy equipment to support industrial growth.

Logistics & automation

Needs related to robotics, sorting systems, AGV/AMRs and intralogistic solutions.

Construction

Construction machinery, lifting equipment and specialized equipment to support your operations, modernize your fleet and absorb peaks of activity.

A process designed for complex industrial financing

1
Scoping
2
Structuring
3
Connect & negotiate
4
Monitoring
1

Scoping

Analysis of the need, the economic model and the industrial context. We identify the levers, the constraints and the ambitions.

Objective: to frame a solid, credible and results-oriented case.

2

Structuring

We build a financing solution consistent with your industrial model: legal structuring, financial flows, risk allocation and presentation of the file.

The objective: to transform an industrial project into a clear and understandable investment opportunity for funders.

3

Connect & negotiate

We mobilize our network of specialized funders and present your case to the most relevant partners.

We manage exchanges, compare proposals and negotiate conditions to secure financing under the best conditions.

4

Monitoring

Our support continues after the financing has been put in place.

We ensure the smooth running of the transaction, facilitate exchanges between the parties and support you in the future evolution of your financial structure.

Homme portant un pull bleu et des lunettes, utilisant une tablette tactile.

Mon projet est-il finançable ?

Chaque projet mérite une chance. En quelques clics, évaluez votre éligibilité et découvrez comment Soka Finance peut structurer une solution sur mesure pour vous.

Questions fréquentes

How is Soka Finance different from a bank?

Banks mainly finance standard, low-risk and highly supervised projects. Soka Finance intervenes where the bank cannot intervene: specific assets, innovation, international transactions, as-a-service models, complex or atypical needs.

Do you finance sectors outside of industry? Do you fund software, R&D, and trade receivables?

What is the cost of financing?

The range of rates we work with is very broad. We use a multitude of funders, some of them can offer very low bank-level rates (3% for example), others offer considerable flexibility and risk sharing and require higher remuneration (15% for example).

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